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What is your current loan balance?

Please tell us more about your current loan.

Why do we ask this? Current Rate: Knowing your current rate allows us to find if there's a more cost-effective mortgage option available, which could lower your repayments.

Fixed Rate: Being on a fixed rate can affect refinancing terms. We ask this to ensure any advice we give accounts for possible fees or conditions.
Why do we ask this? We use your property's value to calculate your Loan-to-Value Ratio, or LVR. Think of LVR as a quick health check on your loan against your property's worth. It helps us see if you qualify for better loan rate and terms and shows how much equity you have in your home.

What's your refinancing goal?

How will this property be used?

What do you think your credit history is?

One last thing, what's your first name?

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